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How to Prepare for a Home Loan

Here are some tips to help you prepare to get a home loan. Tip One – Save for a down payment/closing costs While loan programs can vary, it is always important to have savings. While money down can vary greatly, there can be closing cost requirements even on zero down loans. Even if you save … Read More

Is It Time To Lock Your Rate?

Do you know today’s interest rate on a 30 year fixed rate loan?  Chances are that this rate has already changed since the last time you’ve looked!  Mortgage interest rates are adjusted daily to reflect the supply and demand of available funds, and all too often buyers are disappointed to learn that their ideal loan … Read More